---
title: How and when does a position settle?
description: "Settlement is **automatic**. When the offer's time window ends: 1. We compare the **starting rate** to the **ending rate**. 2. If the rate went **up**, the **long/up** side wins; if it went **down**, the **short/down** side wins. 3. Winners get…"
url: "https://www.bananacrystal.com/faq/how-and-when-does-a-position-settle/"
updated: "2026-07-27"
category: "Agents / Trading & Prediction Markets"
---

# How and when does a position settle?

Settlement is **automatic**. When the offer's time window ends:

1. We compare the **starting rate** to the **ending rate**.
2. If the rate went **up**, the **long/up** side wins; if it went **down**, the **short/down** side wins.
3. Winners get their own stake back **plus** a share of the losing side's pooled stake.
4. If the rate **didn't change**, or everyone ended up on the same side, it's a **draw** -- everyone gets their stake back and no fee is charged.

Winnings are credited automatically, usually **within about a minute** of the window closing.