---
title: How do I create an offer, step by step?
description: "1. Choose the **currency** (e.g. NGN, GHS, USD), your **prediction** (up or down), the **amount** and **leverage**, and the **duration** (how long the window stays open; default 24 hours). 2. Choose the **rate mode** -- whether the reference rate is…"
url: "https://www.bananacrystal.com/faq/how-do-i-create-an-offer-step-by-step/"
updated: "2026-07-27"
category: "Agents / Trading & Prediction Markets"
---

# How do I create an offer, step by step?

1. Choose the **currency** (e.g. NGN, GHS, USD), your **prediction** (up or down), the **amount** and **leverage**, and the **duration** (how long the window stays open; default 24 hours).
2. Choose the **rate mode** -- whether the reference rate is fixed by you, taken at the moment the offer is created, or taken at the moment each trader engages.
3. Confirm. Your (leveraged) stake is **locked in escrow** and your offer goes live for others to engage.

You need enough **available USDb** to cover the staked amount, or you'll get *"Insufficient USDb balance to create this offer."*