---
title: How do I make a bank transfer / wire deposit, step by step?
description: "1. **Get a quote** for the amount and currency you want to deposit. 2. **Create the deposit** (or fetch **transfer instructions**). You'll receive bank details -- bank name, account name, account number, routing number, and bank address. 3. **Send the…"
url: "https://www.bananacrystal.com/faq/how-do-i-make-a-bank-transfer-wire-deposit-step-by-step/"
updated: "2026-07-27"
category: "Agents / Deposits & Funding"
---

# How do I make a bank transfer / wire deposit, step by step?

1. **Get a quote** for the amount and currency you want to deposit.
2. **Create the deposit** (or fetch **transfer instructions**). You'll receive bank details -- bank name, account name, account number, routing number, and bank address.
3. **Send the funds** from your bank, **including the reference/memo** exactly as shown (see the reference-code question below).
4. Funds are **automatically converted to USDC** and delivered to your wallet as **USDb** once received.

For a wire, you'll see instructions like: *"Send USD via wire to the account above. Reference: {your code}. Funds will be auto-converted and delivered to your wallet."*