---
title: How do I send money to another BananaCrystal user?
description: "You can transfer your balance to another user (by their account ID, username, or email): 1. **Request a one-time code (OTP)** -- a code is sent to your registered email to authorize the transfer. 2. **Confirm the transfer** with that…"
url: "https://www.bananacrystal.com/faq/how-do-i-send-money-to-another-bananacrystal-user/"
updated: "2026-07-27"
category: "Agents / Withdrawals & Cash-Out"
---

# How do I send money to another BananaCrystal user?

You can transfer your balance to another user (by their account ID, username, or email):

1. **Request a one-time code (OTP)** -- a code is sent to your registered email to authorize the transfer.
2. **Confirm the transfer** with that code.

A **0.3% platform fee** applies to transfers, so enter the **net amount** you want the recipient to receive. For security, transfers may require the OTP step and can be restricted to an approved recipient list depending on your account settings.