---
title: How does withdrawing money work?
description: "Withdrawing (cashing out) is the reverse of depositing. Your wallet holds a stablecoin balance -- **USDb** for USD (or **NGNb** for Naira) -- and when you withdraw, we convert that balance back into real money and pay it out to…"
url: "https://www.bananacrystal.com/faq/how-does-withdrawing-money-work/"
updated: "2026-07-27"
category: "Agents / Withdrawals & Cash-Out"
---

# How does withdrawing money work?

Withdrawing (cashing out) is the reverse of depositing. Your wallet holds a stablecoin balance -- **USDb** for USD (or **NGNb** for Naira) -- and when you withdraw, we convert that balance back into real money and pay it out to you through a payment partner. Behind the scenes your USDb is redeemed and the equivalent fiat (or cash) is delivered to your chosen destination.

The result: money leaves your BananaCrystal wallet and arrives in your bank account, mobile money wallet, or as cash at a pickup location.