---
title: "What is the BC-XXXXXX reference code, and why must I include it?"
description: "Every bank/wire deposit is assigned a unique **reference code in the format `BC-XXXXXX`** (for example, `BC-7K4M2P`). This code is how we match your incoming bank transfer to your account. - **Always include the `BC-XXXXXX` code** in your transfer's reference/memo field,…"
url: "https://www.bananacrystal.com/faq/what-is-the-bc-xxxxxx-reference-code-and-why-must-i-include/"
updated: "2026-07-27"
category: "Agents / Deposits & Funding"
---

# What is the BC-XXXXXX reference code, and why must I include it?

Every bank/wire deposit is assigned a unique **reference code in the format `BC-XXXXXX`** (for example, `BC-7K4M2P`). This code is how we match your incoming bank transfer to your account.

- **Always include the `BC-XXXXXX` code** in your transfer's reference/memo field, exactly as shown.
- If you omit it or enter it incorrectly, your deposit can't be automatically matched and crediting will be delayed while it's reconciled manually.
- The code uses only unambiguous characters (no easily-confused letters/numbers).