---
title: Why is my balance locked when I have an open offer or trade?
description: "Creating an offer or engaging a trade **locks your staked USDb in escrow** so it can't be spent while the bet is live -- this guarantees both sides can actually pay out. It shows as *in escrow* and reduces your…"
url: "https://www.bananacrystal.com/faq/why-is-my-balance-locked-when-i-have-an-open-offer-or-trade/"
updated: "2026-07-27"
category: "Agents / Trading & Prediction Markets"
---

# Why is my balance locked when I have an open offer or trade?

Creating an offer or engaging a trade **locks your staked USDb in escrow** so it can't be spent while the bet is live -- this guarantees both sides can actually pay out. It shows as *in escrow* and reduces your *available* balance. It's released back to you when the offer settles, is cancelled (trade), or expires with no engagement (offer). You can see exactly what's locked in your escrow breakdown.