BananaCrystal offers payments between BananaCrystal accounts free of charge.
Wallet Transfer Fees
BananaCrystal offers hosted cryptocurrency wallets free of charge. This means we will store your cryptocurrency including your US Digital dollars at no cost to you.
For transferring cryptocurrency out of your wallet to another wallet, the fee varies per transaction and will be disclosed to you at the time of your transaction.
Bank Transfer Fees
Wire and ACH Transfers
The fee for wires transfers wire transfers from your BananaCrystal account to a bank account is $50 per wire and $10 per ACH. The wire transfer fee is directly debited from your BananaCrystal Account. This fee will be disclosed to you at the time of your transaction.
For wires that are rejected there is a $30 fee per wire and for reversed wires there is a $80 reversal fee per wire. If the your account holds insufficient funds to cover chargeback losses, it will be debited from future transactions.
Wires can be rejected for many reasons including missing or misspelled reference numbers or when attempting to deposit an amount that is above the agreed upon limits.
If you wire funds in another currency that is not US Dollars, our banking partners may charge you a currency conversion fee. You may also incur fees from your own bank. Therefore, if possible, please denominate your wire transfer in US Dollars so that you know exactly how much you will receive in your account.
BananaCrystal incurs and pays network transaction fees, such as miner’s fees, for transactions on cryptocurrency networks (i.e., transfers of cryptocurrency off the BananaCrystal platform). For these transactions BananaCrystal will charge you a fee based on our estimate of the network transaction fees that we anticipate paying for each transaction. In certain circumstances, the fee that BananaCrystal pays may differ from that estimate.
These fees will be disclosed at the time of your transaction.
Funding with USD, your local currency, or Crypto
When funding your account or buying crypto with a debit card, credit card or Apple Pay, standard card or Apple Pay fees apply. These fees will be disclosed at the time of your transaction.