When you join BananaCrystal, a secure wallet is created for you automatically. Your money is held in it as stablecoin tokens — digital tokens that hold a stable value pegged 1:1 to a real currency:
- USDb — pegged to the US Dollar.
- NGNb — pegged to the Nigerian Naira.
- Other local-currency stablecoins may be available, following the same naming pattern (currency code + “b”).
These tokens are what you deposit into, spend, trade, swap, and withdraw. Your wallet has a unique account ID in the format 0.0.XXXXX.
